We at Clam Beach Realty believe that Financial Freedom is possible!
We believe the best path to financial freedom is a constant and methodical investment in the American Dream. We believe in developing quality working relationships with our clientele; relationships based on respect, integrity, and trust. We believe in the Law of Leverage with emphasis on being careful not to over extend. Thank you for doing business with us. Welcome to your Fortune!
Perhaps you need to sell your home and relocate because you're changing jobs. Or, maybe you need a larger home to accommodate a growing family or a smaller home since your children have moved out on their own. There are myriad reasons why people sell their homes, but no matter the circumstances, it's in your best interest to approach the transaction armed with information and assisted by the expertise of a REALTOR®.
The selling section provides an overview of each leg of the selling process, from assessing the market conditions to listing agreements to setting the price. While this outline will help you prepare for the transaction, consult your REALTOR® for more detailed information and answers to the questions that are specific to your situation.
Buying a home is one of the biggest decisions - both financially and emotionally - you will make in your lifetime. If you're a first-time buyer, you're probably thrilled about making the jump from apartment renting to owning your own house. While you're excited, however, you also may be a bit overwhelmed by the procedures involved. Relocating or move-up buyers have the advantage of past experience, but still might need a refresher course on the intricacies of the process.
The buying process involves several steps, from finding a REALTOR® to making an offer to closing the deal. Whether you're a first-time or experienced buyer, you'll find an array of information in this section that will assist you on your way to realizing your goal of homeownership.
Whether you're selling or buying your home, you probably have questions about the financial aspects involved. If you're a seller, you want to know about the tax implications of selling a home, estate/beneficiary concerns and assumed mortgages. These issues are addressed in the Selling section. If you're a buyer, you must secure a mortgage, the legal document providing you possession of the home and your lender ownership interest until the loan has been repaid. You'll also want to learn about initiatives to promote affordable housing in California, which you can read about in the Housing Affordability section of C.A.R. Online.
First-time buyers will want to review each section of the outline below to prepare for the process that lies ahead. If you're an experienced buyer, you may want to use certain sections to brush up on specific financial topics. Or, you might find information about mortgage types helpful because you're considering obtaining a different kind of mortgage this time around.
In addition to information about mortgage types and the mortgage process, you'll also find resources for general homebuyer assistance programs and insurance needs.